Hurricane Insurance

Hurricane Insurance provides coverage to help protect your home, belongings, and peace of mind when severe storms strike.

Many standard Home Insurance policies exclude hurricane damage, making separate coverage important for Hawaii property owners. Depending on the policy, Hurricane Insurance may help protect your home, other structures, personal belongings, and additional living expenses following a covered hurricane.

Hurricane Insurance may be available for:

• Primary homes
• Condominiums
• Rental properties
• Secondary and vacation homes
• Certain commercial properties

Hurricane coverage commonly has a separate deductible, so it is important to understand your policy’s limits, exclusions, and deductible before a storm occurs.

Hurricane Insurance generally does not cover flooding or storm surge. A separate Flood Insurance policy may be needed for those risks.