Auto Insurance

Driving always comes with some level of risk. Auto insurance can help protect you and others should you have an accident while driving. There are several different types of coverages that you can purchase with an auto insurance policy:

• Liability coverage, also known as Bodily Injury and Property Damage (BI/PD), includes protection for any injuries sustained by someone else as well as damage to another person’s property if you’re responsible (liable) for the accident.
• Medical Payments coverage, also known as Medpay, can help pay for injuries of drivers or passengers regardless of fault. It’s often an affordable supplement to your medical insurance.
•  Collision coverage pays for any damage to your vehicle caused by an accident.
• Comprehensive coverage pays for damage to your vehicle caused by wind, hail, theft, vandalism, and more. Essentially, Comprehensive coverage protects your vehicle from any damage not caused by a collision.

Uninsured Motorist coverage, also known as UM/UIM coverage, pays for your injuries if the person responsible for the accident either doesn’t have insurance or doesn’t have enough insurance to cover your expenses.