Standard Business owners Policy Features the following are highlights of the standard policy coverages which provide broad protection including:

• Back-up of Sewer and Drains

• Building Glass

• Business Income and Extra Expense (Actual Loss Sustained)

• Business Personal Property Off Premises

• Electronic Data

• Employee Dishonesty

• Equipment Breakdown

• Fine Arts

• Host Liquor Liability

• Money and Securities

• Newly Acquired Building and Business Personal Property

• No Coinsurance

• Non-owned Auto Liability

• Ordinance or Law Coverage

• Outdoor Property and Signs

• Pollutant Cleanup and Removal

• Spoilage

• Valuable Papers and Records

Custom Protection Options The following coverages are available at an additional premium to give you the foremost in protection:

• Fine Arts Floater

• Hired Auto Liability

• Innkeepers Personal Coverage Including Personal Property, Liability and Loss of Use

• Innkeepers Liability

• Liquor Liability

• Scheduled Property Floater

• Umbrella/Excess

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Bed and Breakfast insurance policy overview courtesy of: